Finance Center Empire Ford of Fall River

Our Finance Team is committed to helping our customers with their credit approval needs. Our dealership has access to millions of dollars of credit from a variety of lending sources, and as a result, we are able to provide you with more options. We understand that bad things happen to good people and that's why Empire Ford of Fall River is the #1 dealer in "Credit Amnesty!"

Hello,

It's our job to get you the best financing deal that is possible towards your vehicle purchase here at Empire Ford of Fall River. We have a great history of financing vehicles for owners that thought that their credit placed them far away from the car, truck or SUV they wanted or needed. We are thoroughly committed to getting you the credit that you deserve and the vehicle you require. Make certain that you call us with your questions or concerns at 877-741-1993.

When purchasing a new or used vehicle, you have a lot of choices when it comes to paying for it. You can either spend hours applying for loans and comparing offers or you can let Empire Ford of Fall River do the work for you by financing through Ford Credit Financing.

Your Credit Score

Your credit report influences your ability to obtain purchases on credit as well as your ability to rent an apartment, purchase a home, secure a job or even buy insurance. Although credit problems are common, few people understand how their credit history is collected and reported. Some of the following information may help in understanding your credit rating. It will show how this rating can "change your life."

The information in your credit history is used to create your credit score, a three-digit number that shows how likely you are to pay your debts. The higher the score the more likely you are to be a good credit risk. FICA credit scores range from 400s to about 850. Usually you need a score of at lease 600 to apply for a mortgage. Some companies charge lower interest rates to people with higher scores.

Bad Credit Hurts

People may want to check your credit history before they give you a job, lease on an apartment or house, purchase a vehicle or purchase an insurance policy. If your score is low, you may have to explain why. If your score is too low, you may not get what you want or you may be asked to pay more for it.

Your Credit History

If you have never seen your credit report or if you have not checked it in the past two years, you should request a copy from at lease one of the reporting agencies that we have listed. Check the report carefully to make certain there are no errors reflected in your credit report. You can correct a mistake by showing proof of the error to both the entity that reported the error and the reporting agency but it may take some tie and effort.

I hope you have found this information both informative and enlightening. By continuing our history of matching cars to people, even those who may think that a vehicle is out of their reach may find it is not. Empire Ford of Fall River works with their community. Let us work with you!

Sincerely,

Josh Grace

Finance Director
877-741-1993

Roberto Perez

Finance Manager
508-730-1000

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